The Affordable Care Act introduced regulations specifically aimed at:

The Affordable Care Act (ACA) was a significant piece of legislation aimed at reforming the health insurance industry in the United States, and one of its critical components is ensuring that all health plans provide a minimum standard of health benefits. This is often referred to as the "essential health benefits" provision, which mandates that insurance policies cover a set of essential services such as emergency services, maternity and newborn care, mental health and substance use disorder services, prescription drugs, and preventive and wellness services.

By establishing these minimum standards, the ACA improved the quality of coverage available to consumers and aimed to protect them from inadequate policies that might leave them exposed to substantial financial risks. This regulation prevents health insurers from selling plans that offer insufficient coverage, ultimately ensuring that individuals have access to necessary medical care without facing exorbitant out-of-pocket costs.

The other choices do not align with the goals of the ACA. For example, promoting high-deductible insurance plans runs contrary to the law's aim to make healthcare more accessible and affordable. Similarly, encouraging insurers to deny more claims and reducing mandates on coverage would undermine the protections and standards established by the ACA, which focuses on enhancing the rights and benefits available to consumers.