To whom does a Medicare Advantage plan typically provide coverage?

A Medicare Advantage plan, also known as Medicare Part C, provides coverage to individuals who are eligible for Original Medicare, which consists of Part A (hospital insurance) and Part B (medical insurance). To qualify for a Medicare Advantage plan, a person must already be enrolled in both of these parts of Medicare.

Medicare Advantage plans are offered by private insurance companies that are approved by Medicare. These plans often provide additional benefits beyond what Original Medicare covers, such as vision, dental, and sometimes even prescription drug coverage. It is crucial to note that eligibility is tied specifically to having Original Medicare, making this option the only accurate choice among the provided alternatives.

While some Medicare Advantage plans cater to low-income individuals through additional assistance programs, such as Medicaid, being low-income is not a requirement for eligibility for Medicare Advantage itself. Similarly, individuals with pre-existing health conditions, as well as those with no health issues, can enroll in these plans, which further reinforces that the provisions of a Medicare Advantage plan are specifically designed for those already eligible for Original Medicare rather than any other demographic groups.