What is the intention behind short-term health insurance plans?

Short-term health insurance plans are specifically designed to fill temporary gaps in health coverage that individuals may experience due to various circumstances, such as transitioning between jobs, waiting for other insurance coverage to begin, or needing coverage during a brief period without a long-term policy. These plans are typically intended for shorter durations, often ranging from a few months to a year, making them unsuitable for long-term insurance needs.

Option A is not aligned with the purpose of short-term plans since they do not offer extensive long-term coverage. Rather, they are focused on providing limited, immediate relief. Option C suggests that short-term plans eliminate the need for regular health insurance, which is misleading as they are meant to be a temporary solution and should not be relied upon as a primary source of health coverage. Option D mentions coverage of essential health benefits only, but short-term plans often do not cover all essential health benefits and can vary significantly in terms of what is included. Hence, addressing gaps in health coverage for a limited time encapsulates the primary intention behind these plans accurately.