Health Insurance Mastery Practice Exam

Which of the following is NOT a requirement for a nonresident to obtain a nonresident insurance license?

1. She must pass a written examination

2. She must have a valid license in her home state

3. She lives in a state that awards nonresident producer licenses on a reciprocal basis

4. She must provide proof of continuing education

The correct answer is: She lives in a state that awards nonresident producer licenses on a reciprocal basis

The correct answer is that a nonresident does not need to live in a state that awards nonresident producer licenses on a reciprocal basis to obtain a nonresident insurance license. To obtain a nonresident license, the applicant typically needs to meet other requirements, such as having a valid license in their home state and passing a written examination. The relationship between states regarding the issuance of nonresident licenses does not necessarily impact an individual’s qualification for a nonresident license in another state. Instead, reciprocity agreements facilitate the process but are not a prerequisite for obtaining a license. This means that an individual can still qualify for a nonresident license even if their home state does not have a reciprocal agreement with the state where they seek licensing.