Health Insurance Mastery Practice Exam

Which part of Medicare covers medical care provided by physicians?

1. Part A

2. Part B

3. Part C

4. Part D

The correct answer is: Part B

Medicare Part B is specifically designed to cover medical care provided by physicians and other healthcare providers. This includes a range of outpatient services such as physician visits, preventive services, diagnostic tests, and some home health care. Part B is meant for medical services and supplies that are necessary for the treatment of medical conditions, which is why it is the correct choice when identifying coverage for physician-provided care. In contrast, Part A primarily addresses hospital inpatient care, skilled nursing facility services, hospice care, and some home health care when related to inpatient stays. Part C, known as Medicare Advantage, is a combination of Part A and Part B and often includes additional benefits, but it still relies on Parts A and B for the core coverage of physician services. Part D focuses solely on prescription drug coverage and does not cover medical services or care from physicians. Thus, understanding the specific purposes of each part of Medicare clarifies why Part B is the appropriate choice for covering physician-provided medical care.